SEPA

Access buyers all over Europe

  • No minimum or maximum amounts
  • Full European coverage
  • Low payment processing fees
  • Consumers pay with their bank account number
  • Single and recurring payment options

Capturing the European market

Single European Payments Area (SEPA) Direct Debits make cashless cross-border payments across every member country easy and secure.

Anybody with a bank account in any of the 34 SEPA nations or their associated territories can purchase your products and services through a trusted, quick process.

500 million potential
customers

Available in 34 member countries

Standardized return / rejection rules

24/7 follow-the-sun support

Currencies

EUR, BGN, CHF, CZK, DKK, HUF, HRK, GBP, GIP, ISK, RON, NOK, SEK

Countries

Austria, Belgium, , Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Sweden, Switzerland.

Get the biggest market share

SEPAs popularity stems from its unique combination of geographical reach and convenience. As well as being available throughout this lucrative ecommerce region, it is also superbly
simple for the buyer.

All they need is their existing International Bank Account Number (IBAN) to either make a one-time or a recurring payment. It’s so simple for both the buyer and seller.

A note on SEPA refunds

Merchants should be aware, when a consumer pays via SEPA Direct Debit, they have the right to recall the funds via their banking environment without reason within 13 months (without a mandate) or 56 days (with a mandate) of the initial purchase.

We strongly recommend, therefore, that any merchant using SEPA does not initiate a refund within the first 56 day period, as it raises the risk of being charged twice over the same refund. To find out more, please speak to one of our experts.

Start accepting payments with Acapture