Easy and secure online bank transfers for the German market
- Real-time authorization
- No chargeback risk
- No minimum of maximum amounts
- Low payment processing fees
- Known and familiar consumer banking environment
An easy way for German shoppers to buy
giropay is an online payment method focused on the German market that allows consumers to pay via their internet banking interface.
In a market where card payments are not dominant, this allows you to accept payments from any consumer with a bank account, whether they hold a credit card or not.
17 million consumers
Accessible to 80% of German bank accounts
Supported by more than 1,500 banks
One of Germany’s leading payment methods
Guarantee your payments with giropay
When a buyer makes a purchase using giropay, the payment cannot be reversed. This makes it extremely attractive for merchants working in industries with a high risk of cancellation, such as digital or travel.
Plus, as the buyer can speed through checkout without any fields to fill in, it reduces purchase time and boosts conversions.
How does it work?
Consumer selects giropay and is redirected to their banking environment
Real-time confirmation of payment is sent to both merchant and consumer
Funds are sent from consumer’s bank account to Acapture’s bank account
Funds are sent to merchant